Check Your Insurance

Posted: August 12th, 2016

Read Your Policy

If you are wondering how to pay for your massage treatments at a spa, then get a copy of your medical insurance policy. When you are fortunate enough to have health insurance coverage for massage therapy, it is important to understand the requirements to take advantage of your policy. Your insurance provider might have specific rules concerning paying for all or part of the fees for a massage therapy session, and you can save the most money by following the company's rules.

Obtain a Prescription

One of the most common rules concerning health insurance coverage for massage therapy is that you need a prescription from a physician. In most cases, your insurance provider will only pay for massage therapy that is recommended to improve an injury such as a sprained wrist. In addition, a medical insurance provider expects you to receive the treatment from a certified therapist who has training in specialized techniques.

Follow the Rules

When you want to have a massage for a health problem, it is important to discuss the situation with your physician in order to get the correct document for your medical insurance company. You also need to understand the types of services that are covered. While at a spa, a therapist might suggest a whole-body massage, but if your physician has prescribed a treatment for your wrist, then your insurance company will only reimburse part of the session's cost.

Requesting Extra Services

Spas provide additional services during massage therapy sessions, but your insurance provider will not pay for extra amenities such as an application of aromatic oil. It is important to understand if it is possible for you to pay a separate fee for special services such as exfoliation of dry skin or a treatment that includes fragrant lotion.